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Title 12

Displaying title 12, up to date as of 9/24/2021. Title 12 was last amended 9/13/2021.

Title 12

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§ 1083.1 Adjustment of civil penalty amounts.

(a) The maximum amount of each civil penalty within the jurisdiction of the Consumer Financial Protection Bureau to impose is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Debt Collection Improvement Act of 1996 and further amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (28 U.S.C. 2461 note), as follows:

Law Penalty description Adjusted
maximum civil penalty amount
12 U.S.C. 5565(c)(2)(A) Tier 1 penalty $5,953
12 U.S.C. 5565(c)(2)(B) Tier 2 penalty 29,764
12 U.S.C. 5565(c)(2)(C) Tier 3 penalty 1,190,546
15 U.S.C. 1717a(a)(2) Per violation 2,074
15 U.S.C. 1717a(a)(2) Annual cap 2,073,133
12 U.S.C. 2609(d)(1) Per failure 97
12 U.S.C. 2609(d)(1) Annual cap 195,047
12 U.S.C. 2609(d)(2)(A) Per failure, where intentional 195
12 U.S.C. 5113(d)(2) Per violation 30,058
15 U.S.C. 1639e(k)(1) First violation 11,906
15 U.S.C. 1639e(k)(2) Subsequent violations 23,811

(b) The adjustments in paragraph (a) of this section shall apply to civil penalties assessed after January 15, 2021, whose associated violations occurred on or after November 2, 2015.

[86 FR 3768, Jan. 15, 2021]