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Title 34

Displaying title 34, up to date as of 10/13/2026. Title 34 was last amended 10/08/2026.
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Title 34EducationPart / Section
Subtitle BRegulations of the Offices of the Department of Education100 – 699
Chapter VIOffice of Postsecondary Education, Department of Education600 – 699
Part 685William D. Ford Federal Direct Loan Program685.100 – 685.499
Subpart BBorrower Provisions685.200 – 685.223
§ 685.200Borrower eligibility.
§ 685.201Obtaining a loan.
§ 685.202Charges for which Direct Loan Program borrowers are responsible.
§ 685.203Loan limits.
§ 685.204Deferment.
§ 685.205Forbearance.
§ 685.206Borrower responsibilities and defenses.
§ 685.207Obligation to repay.
§ 685.208Fixed payment repayment plans.
§ 685.209Income-driven repayment plans.
§ 685.210Choice of repayment plan.
§ 685.211Miscellaneous repayment provisions.
§ 685.212Discharge of a loan obligation.
§ 685.213Total and permanent disability discharge.
§ 685.214Closed school discharge.
§ 685.215Discharge for false certification of student eligibility or unauthorized payment.
§ 685.216Unpaid refund discharge.
§ 685.217Teacher loan forgiveness program.
§ 685.218Discharge of student loan indebtedness for survivors of victims of the September 11, 2001, attacks.
§ 685.219Public Service Loan Forgiveness Program (PSLF).
§ 685.220Consolidation.
§ 685.221Alternative repayment plan.
§ 685.222Borrower defenses and procedures for loans first disbursed on or after July 1, 2017, and before July 1, 2020, and procedures for loans first disbursed prior to July 1, 2017.
§ 685.223Severability.
Appendix A to Subpart B of Part 685
Examples of Borrower Relief