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Title 24

Displaying title 24, up to date as of 7/09/2026. Title 24 was last amended 6/22/2026.
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Title 24Housing and Urban DevelopmentPart / Section
Subtitle BRegulations Relating to Housing and Urban Development100 – 4199
Chapter IXOffice of Assistant Secretary for Public and Indian Housing, Department of Housing and Urban Development900 – 1699
Part 1005Loan Guarantees for Indian Housing1005.101 – 1005.909
Subpart DUnderwriting1005.401 – 1005.461
Eligible Borrowers1005.401 – 1005.411
§ 1005.401Eligible Borrowers.
§ 1005.403Principal Residence.
§ 1005.405Borrower residency status.
§ 1005.407Relationship of income to loan payments.
§ 1005.409Credit standing.
§ 1005.411Disclosure and verification of Social Security and Employer Identification Numbers or Tax Identification Number.
Eligible Properties1005.413 – 1005.433
§ 1005.413Acceptable title.
§ 1005.415Sale of property.
§ 1005.417Location of property.
§ 1005.419Requirements for standard housing.
§ 1005.421Certification of appraisal amount.
§ 1005.423Legal Restrictions on Conveyance.
§ 1005.425Rental properties.
§ 1005.427Refinancing.
§ 1005.429Eligibility of Loans covering manufactured homes.
§ 1005.431Acceptance of individual residential water purification.
§ 1005.433Builder warranty.
Eligible Loans1005.435 – 1005.453
§ 1005.435Eligible collateral.
§ 1005.437Loan provisions.
§ 1005.439Loan lien.
§ 1005.441Section 184 Guaranteed Loan limit.
§ 1005.443Loan amount.
§ 1005.445Case numbers.
§ 1005.447Maximum age of Loan documents.
§ 1005.449Qualified mortgage.
§ 1005.451Agreed interest rate.
§ 1005.453Amortization provisions.
Underwriting1005.455 – 1005.461
§ 1005.455Direct guarantee underwriting.
§ 1005.457Appraisal.
§ 1005.459Loan submission to HUD for endorsement.
§ 1005.461HUD issuance of Firm Commitment.