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Title 24

Displaying title 24, up to date as of 7/13/2026. Title 24 was last amended 7/13/2026.
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Title 24Housing and Urban DevelopmentPart / Section
Subtitle BRegulations Relating to Housing and Urban Development100 – 4199
Chapter IIOffice of Assistant Secretary for Housing—Federal Housing Commissioner, Department of Housing and Urban Development200 – 299
Subchapter AGeneral200
Part 200Introduction to FHA Programs200.1 – 200.1545
Subpart ARequirements for Application, Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects200.3 – 200.106
§ 200.3Definitions.
Eligible Mortgagor200.5 – 200.6
§ 200.5Eligible mortgagor.
§ 200.6Employer identification and social security numbers.
Eligible Mortgagee200.10 – 200.11
§ 200.10Lender requirements.
§ 200.11Audit requirements for State and local governments as mortgagees.
Eligible Mortgage200.15 – 200.18
§ 200.15Maximum mortgage.
§ 200.16Project mortgage adjustments and reductions.
§ 200.17Mortgage coverage.
§ 200.18Minimum loan prohibition.
Miscellaneous Project Mortgage Insurance200.20 – 200.25
§ 200.20Refinancing insured mortgages.
§ 200.21Reinsurance of Commissioner held mortgages.
§ 200.22Operating loss loans.
§ 200.23Projects in declining neighborhoods.
§ 200.24Existing projects.
§ 200.25Supplemental loans.
Miscellaneous Cross Cutting Regulations200.30 – 200.38
§ 200.30Nondiscrimination and equal opportunity.
§ 200.31Debarment and suspension.
§ 200.32Participation and compliance requirements.
§ 200.33Labor standards.
§ 200.34Property and mortgage assessment.
§ 200.35Appraisal standards—nondiscrimination requirements.
§ 200.36Financial reporting requirements.
§ 200.37Preventing crime in federally assisted housing.
§ 200.38Protections for victims of domestic violence.
Fees and Charges200.40 – 200.41
§ 200.40HUD fees.
§ 200.41Maximum mortgagee fees and charges.
Commitment Applications200.45 – 200.47
§ 200.45Processing of applications.
§ 200.46Commitment issuance.
§ 200.47Firm commitments.
Requirements Incident to Insured Advances200.50 – 200.56
§ 200.50Building loan agreement.
§ 200.51Mortgagee certificate.
§ 200.52Construction contract.
§ 200.53Initial operating funds.
§ 200.54Project completion funding.
§ 200.55Financing fees and charges.
§ 200.56Assurance of completion for on-site improvements.
General Requirements200.60 – 200.63
§ 200.60Assurance of completion for offsite facilities.
§ 200.61Title.
§ 200.62Certifications.
§ 200.63Required deposits and letters of credit.
Property Requirements200.70 – 200.78
§ 200.70Location and fee interest.
§ 200.71Liens.
§ 200.72Zoning, deed and building restrictions.
§ 200.73Property development.
§ 200.74Minimum property standards.
§ 200.75Environmental quality determinations and standards.
§ 200.76Smoke detectors.
§ 200.77Lead-based paint poisoning prevention.
§ 200.78Energy conservation.
Mortgage Provisions200.80 – 200.88
§ 200.80Mortgage form.
§ 200.81Disbursement of mortgage proceeds.
§ 200.82Maturity.
§ 200.83Interest rate.
§ 200.84Payment requirements.
§ 200.85Covenant against liens.
§ 200.86Covenant for fire and other hazard insurance.
§ 200.87Mortgage prepayment.
§ 200.88Late charge.
Cost Certification200.95 – 200.97
§ 200.95Certification of cost requirements.
§ 200.96Certificates of actual cost.
§ 200.97Adjustments resulting from cost certification.
Endorsement200.100 – 200.101
§ 200.100Insurance endorsement.
§ 200.101Mortgagor lien certificate.
Regulation of Mortgagors200.105 – 200.106
§ 200.105Mortgagor supervision.
§ 200.106Projects with limited distribution mortgagors and program assistance.