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Title 20

Displaying title 20, up to date as of 10/07/2026. Title 20 was last amended 9/30/2026.
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  1. Title 20 —Employees' Benefits
  2. Chapter III —Social Security Administration
  3. Part 404 —Federal Old-Age, Survivors and Disability Insurance (1950- )
  4. Subpart E   View Full Text
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Title 20Employees' BenefitsPart / Section
Chapter IIISocial Security Administration400 – 499
Part 404Federal Old-Age, Survivors and Disability Insurance (1950- )404.1 – 404.2127
Subpart EDeductions; Reductions; and Nonpayments of Benefits404.401 – 404.471
§ 404.401Deduction, reduction, and nonpayment of monthly benefits or lump-sum death payments.
§ 404.401aWhen we do not pay benefits because of a disability beneficiary's work activity.
§ 404.402Interrelationship of deductions, reductions, adjustments, and nonpayment of benefits.
§ 404.403Reduction where total monthly benefits exceed maximum family benefits payable.
§ 404.404How reduction for maximum affects insured individual and other persons entitled on his earnings record.
§ 404.405Situations where total benefits can exceed maximum because of “savings clause.”
§ 404.406Reduction for maximum because of retroactive effect of application for monthly benefits.
§ 404.407Reduction because of entitlement to other benefits.
§ 404.408Reduction of benefits based on disability on account of receipt of certain other disability benefits provided under Federal, State, or local laws or plans.
§ 404.408aReduction where spouse is receiving a Government pension.
§ 404.408bReduction of retroactive monthly social security benefits where supplemental security income (SSI) payments were received for the same period.
§ 404.409What is full retirement age?
§ 404.410How does SSA reduce my benefits when my entitlement begins before full retirement age?
§ 404.411How are benefits reduced for age when a person is entitled to two or more benefits?
§ 404.412After my benefits are reduced for age when and how will adjustments to that reduction be made?
§ 404.413After my benefits are reduced for age what happens if there is an increase in my primary insurance amount?
§ 404.415Deductions because of excess earnings.
§ 404.417Deductions because of noncovered remunerative activity outside the United States; 45 hour and 7-day work test.
§ 404.418“Noncovered remunerative activity outside the United States,” defined.
§ 404.420Persons deemed entitled to benefits based on an individual's earnings record.
§ 404.421How are deductions made when a beneficiary fails to have a child in his or her care?
§ 404.423Manner of making deductions.
§ 404.424Total amount of deductions where more than one deduction event occurs in a month.
§ 404.425Total amount of deductions where deduction events occur in more than 1 month.
§ 404.428Earnings in a taxable year.
§ 404.429Earnings; defined.
§ 404.430Monthly and annual exempt amounts defined; excess earnings defined.
§ 404.434Excess earnings; method of charging.
§ 404.435Excess earnings; months to which excess earnings can or cannot be charged; grace year defined.
§ 404.436Excess earnings; months to which excess earnings cannot be charged because individual is deemed not entitled to benefits.
§ 404.437Excess earnings; benefit rate subject to deductions because of excess earnings.
§ 404.439Partial monthly benefits; excess earnings of the individual charged against his benefits and the benefits of persons entitled (or deemed entitled) to benefits on his earnings record.
§ 404.440Partial monthly benefits; pro-rated share of partial payment exceeds the benefit before deduction for excess earnings.
§ 404.441Partial monthly benefits; insured individual and another person entitled (or deemed entitled) on the same earnings record both have excess earnings.
§ 404.446Definition of “substantial services” and “services.”
§ 404.447Evaluation of factors involved in substantial services test.
§ 404.450Required reports of work outside the United States or failure to have care of a child.
§ 404.451Penalty deductions for failure to report within prescribed time limit noncovered remunerative activity outside the United States or not having care of a child.
§ 404.452Reports to Social Security Administration of earnings; wages; net earnings from self-employment.
§ 404.453Penalty deductions for failure to report earnings timely.
§ 404.454Good cause for failure to make required reports.
§ 404.455Request by Social Security Administration for reports of earnings and estimated earnings; effect of failure to comply with request.
§ 404.456Current suspension of benefits because an individual works or engages in self-employment.
§ 404.457Deductions where taxes neither deducted from wages of certain maritime employees nor paid.
§ 404.458Limiting deductions where total family benefits payable would not be affected or would be only partly affected.
§ 404.459Penalty for making false or misleading statements or withholding information.
§ 404.460Nonpayment of monthly benefits to aliens outside the United States.
§ 404.461Nonpayment of lump sum after death of alien outside United States for more than 6 months.
§ 404.462Nonpayment of hospital and medical insurance benefits of alien outside United States for more than 6 months.
§ 404.463Nonpayment of benefits of aliens outside the United States; “foreign social insurance system,” and “treaty obligation” exceptions defined.
§ 404.464How does deportation or removal from the United States affect the receipt of benefits?
§ 404.465Conviction for subversive activities; effect on monthly benefits and entitlement to hospital insurance benefits.
§ 404.466Conviction for subversive activities; effect on enrollment for supplementary medical insurance benefits.
§ 404.467Nonpayment of benefits; individual entitled to disability insurance benefits or childhood disability benefits based on statutory blindness is engaging in substantial gainful activity.
§ 404.468Nonpayment of benefits to prisoners.
§ 404.469Nonpayment of benefits where individual has not furnished or applied for a Social Security number.
§ 404.471Nonpayment of disability benefits for trial work period service months upon a conviction of fraudulently concealing work activity.
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