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Title 13

Displaying title 13, up to date as of 7/16/2026. Title 13 was last amended 6/11/2026.
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Title 13Business Credit and AssistancePart / Section
Chapter ISmall Business Administration1 – 199
Part 120Business Loans120.1 – 120.1726
Subpart APolicies Applying to All Business Loans120.100 – 120.197
Eligibility Requirements120.100 – 120.105
§ 120.100What are the basic eligibility requirements for all applicants for SBA business loans?
§ 120.101Credit not available elsewhere.
§ 120.102 [Reserved]
§ 120.104Are businesses financed by SBICs eligible?
§ 120.105Special consideration for veterans.
Ineligible Businesses and Eligible Passive Companies120.110 – 120.111
§ 120.110What businesses are ineligible for SBA business loans?
§ 120.111What conditions must an Eligible Passive Company satisfy?
Uses of Proceeds120.120 – 120.131
§ 120.120What are eligible uses of proceeds?
§ 120.130Restrictions on uses of proceeds.
§ 120.131Leasing part of new construction or existing building to another business.
Ethical Requirements120.140
§ 120.140What ethical requirements apply to participants?
Credit Criteria for SBA Loans120.150 – 120.160
§ 120.150What are SBA's lending criteria?
§ 120.151What is the statutory limit for total loans to a Borrower?
§ 120.160Loan conditions.
Requirements Imposed Under Other Laws and Orders120.170 – 120.176
§ 120.170Flood insurance.
§ 120.171Compliance with child support obligations.
§ 120.172Flood-plain and wetlands management.
§ 120.174Earthquake hazards.
§ 120.175Coastal barrier islands.
§ 120.176Compliance with other laws.
Applicability and Enforceability of Loan Program Requirements120.180 – 120.181
§ 120.180Compliance with Loan Program Requirements.
§ 120.181Status of Lenders and CDCs.
Loan Applications120.190 – 120.193
§ 120.190Where does an applicant apply for a loan?
§ 120.191The contents of a business loan application.
§ 120.192Approval or denial.
§ 120.193Reconsideration after denial.
Computerized SBA Forms120.194
§ 120.194 [Reserved]
Reporting120.195 – 120.197
§ 120.195Disclosure of fees.
§ 120.197Notifying SBA's Office of Inspector General of suspected fraud.