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Title 12

Displaying title 12, up to date as of 7/17/2026. Title 12 was last amended 7/16/2026.
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Title 12Banks and BankingPart / Section
Chapter IIIFederal Deposit Insurance Corporation300 – 399
Subchapter BRegulations and Statements of General Policy323 – 399
Part 345Community Reinvestment345.11 – 345.51
Subpart AGeneral345.11 – 345.15
§ 345.11Authority, purposes, and scope.
§ 345.12Definitions.
§ 345.13Consideration of community development loans, community development investments, and community development services.
§ 345.14Community development illustrative list; Confirmation of eligibility.
§ 345.15Impact and responsiveness review of community development loans, community development investments, and community development services.
Subpart BGeographic Considerations345.16 – 345.20
§ 345.16Facility-based assessment areas.
§ 345.17Retail lending assessment areas.
§ 345.18Outside retail lending areas.
§ 345.19Areas for eligible community development loans, community development investments, and community development services.
§ 345.20 [Reserved]
Subpart CStandards for Assessing Performance345.21 – 345.31
Subpart DRecords, Reporting, Disclosure, and Public Engagement Requirements345.42 – 345.46
Subpart ETransition Rules345.51
§ 345.51Applicability dates and transition provisions.
Appendix A to Part 345
Calculations for the Retail Lending Test
Appendix B to Part 345
Calculations for the Community Development Tests
Appendix C to Part 345
Performance Test Conclusions
Appendix D to Part 345
Ratings
Appendix E to Part 345
Small Bank and Intermediate Bank Performance Evaluation Conclusions and Ratings
Appendix F to Part 345
CRA Notice
Appendix G to Part 345
Community Reinvestment Regulations