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Title 12

Displaying title 12, up to date as of 10/08/2026. Title 12 was last amended 10/02/2026.
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Title 12Banks and BankingPart / Section
Chapter IIIFederal Deposit Insurance Corporation300 – 399
Subchapter BRegulations and Statements of General Policy323 – 399
Part 324Capital Adequacy of FDIC-Supervised Institutions324.1 – 324.405
Subpart DRisk-Weighted Assets—Standardized Approach324.30 – 324.99
§ 324.30Applicability.
Risk-Weighted Assets for General Credit Risk324.31 – 324.37
§ 324.31Mechanics for calculating risk-weighted assets for general credit risk.
§ 324.32General risk weights.
§ 324.33Off-balance sheet exposures.
§ 324.34Derivative contracts.
§ 324.35Cleared transactions.
§ 324.36Guarantees and credit derivatives: Substitution treatment.
§ 324.37Collateralized transactions.
Risk-Weighted Assets for Unsettled Transactions324.38 – 324.40
§ 324.38Unsettled transactions.
§§ 324.39-324.40 [Reserved]
Risk-Weighted Assets for Securitization Exposures324.41 – 324.50
§ 324.41Operational requirements for securitization exposures.
§ 324.42Risk-weighted assets for securitization exposures.
§ 324.43Simplified supervisory formula approach (SSFA) and the gross-up approach.
§ 324.44Securitization exposures to which the SSFA and gross-up approach do not apply.
§ 324.45Recognition of credit risk mitigants for securitization exposures.
§§ 324.46-324.50 [Reserved]
Risk-Weighted Assets for Equity Exposures324.51 – 324.60
§ 324.51Introduction and exposure measurement.
§ 324.52Simple risk-weight approach (SRWA).
§ 324.53Equity exposures to investment funds.
§§ 324.54-324.60 [Reserved]
Disclosures324.61 – 324.99
§ 324.61Purpose and scope.
§ 324.62Disclosure requirements.
§ 324.63Disclosures by FDIC-supervised institutions described in § 324.61.
§§ 324.64-324.99 [Reserved]