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Title 12

Displaying title 12, up to date as of 7/16/2026. Title 12 was last amended 7/16/2026.
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  1. Title 12 —Banks and Banking
  2. Chapter I —Comptroller of the Currency, Department of the Treasury
  3. Part 3 —Capital Adequacy Standards
  4. Subpart E   View Full Text
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Title 12Banks and BankingPart / Section
Chapter IComptroller of the Currency, Department of the Treasury1 – 199
Part 3Capital Adequacy Standards3.1 – 3.701
Subpart ERisk-Weighted Assets—Internal Ratings-Based and Advanced Measurement Approaches3.100 – 3.200
§ 3.100Purpose, applicability, and principle of conservatism.
§ 3.101Definitions.
Qualification3.121 – 3.130
§ 3.121Qualification process.
§ 3.122Qualification requirements.
§ 3.123Ongoing qualification.
§ 3.124Merger and acquisition transitional arrangements.
§§ 3.125-3.130 [Reserved]
Risk-Weighted Assets for General Credit Risk3.131 – 3.140
§ 3.131Mechanics for calculating total wholesale and retail risk-weighted assets.
§ 3.132Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts.
§ 3.133Cleared transactions.
§ 3.134Guarantees and credit derivatives: PD substitution and LGD adjustment approaches.
§ 3.135Guarantees and credit derivatives: double default treatment.
§ 3.136Unsettled transactions.
§§ 3.137-3.140 [Reserved]
Risk-Weighted Assets for Securitization Exposures3.141 – 3.150
§ 3.141Operational criteria for recognizing the transfer of risk.
§ 3.142Risk-weighted assets for securitization exposures.
§ 3.143Supervisory formula approach (SFA).
§ 3.144Simplified supervisory formula approach (SSFA).
§ 3.145Recognition of credit risk mitigants for securitization exposures.
§§ 3.146-3.150 [Reserved]
Risk-Weighted Assets for Equity Exposures3.151 – 3.160
§ 3.151Introduction and exposure measurement.
§ 3.152Simple risk weight approach (SRWA).
§ 3.153Internal models approach (IMA).
§ 3.154Equity exposures to investment funds.
§ 3.155Equity derivative contracts.
§§ 3.156-3.160 [Reserved]
Risk-Weighted Assets for Operational Risk3.161 – 3.170
§ 3.161Qualification requirements for incorporation of operational risk mitigants.
§ 3.162Mechanics of risk-weighted asset calculation.
§§ 3.163-3.170 [Reserved]
Disclosures3.171 – 3.200
§ 3.171Purpose and scope.
§ 3.172Disclosure requirements.
§ 3.173Disclosures by certain advanced approaches national banks or Federal savings associations and Category III national banks or Federal savings associations.
§§ 3.174-3.200 [Reserved]
eCFR Content