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Title 12

Displaying title 12, up to date as of 8/10/2026. Title 12 was last amended 8/06/2026.
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Title 12Banks and BankingPart / Section
Chapter IComptroller of the Currency, Department of the Treasury1 – 199
Part 25Community Reinvestment Act and Interstate Deposit Production Regulations25.11 – 25.65
Subpart AGeneral25.11 – 25.15
§ 25.11Authority, purposes, and scope.
§ 25.12Definitions.
§ 25.13Consideration of community development loans, community development investments, and community development services.
§ 25.14Community development illustrative list; Confirmation of eligibility.
§ 25.15Impact and responsiveness review of community development loans, community development investments, and community development services.
Subpart BGeographic Considerations25.16 – 25.20
§ 25.16Facility-based assessment areas.
§ 25.17Retail lending assessment areas.
§ 25.18Outside retail lending areas.
§ 25.19Areas for eligible community development loans, community development investments, and community development services.
§ 25.20 [Reserved]
Subpart CStandards for Assessing Performance25.21 – 25.31
Subpart DRecords, Reporting, Disclosure, and Public Engagement Requirements25.42 – 25.46
Subpart ETransition Rules25.51
§ 25.51Applicability dates and transition provisions.
Subpart FProhibition Against Use of Interstate Branches Primarily for Deposit Production25.61 – 25.65
Appendix A to Part 25
Calculations for the Retail Lending Test
Appendix B to Part 25
Calculations for the Community Development Tests
Appendix C to Part 25
Performance Test Conclusions
Appendix D to Part 25
Ratings
Appendix E to Part 25
Small Bank and Savings Association and Intermediate Bank and Savings Association Performance Evaluation Conclusions and Ratings
Appendix F to Part 25
CRA Notice
Appendix G to Part 25
Community Reinvestment Act and Interstate Deposit Production Regulations