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e-CFR data is current as of October 20, 2020

Title 13Chapter IPart 123


TITLE 13—Business Credit and Assistance

CHAPTER I—SMALL BUSINESS ADMINISTRATION

PART 123—DISASTER LOAN PROGRAM

rule

Subpart A—OVERVIEW

§123.1
What do these rules cover?
§123.2
What are disaster loans and disaster declarations?
§123.3
How are disaster declarations made?
§123.4
What is a disaster area and why is it important?
§123.5
What kinds of loans are available?
§123.6
What does SBA look for when considering a disaster loan applicant?
§123.7
Are there restrictions on how disaster loans can be used?
§123.8
Does SBA charge any fees for obtaining a disaster loan?
§123.9
What happens if I don't use loan proceeds for the intended purpose?
§123.10
What happens if I cannot use my insurance proceeds to make repairs?
§123.11
Does SBA require collateral for any of its disaster loans?
§123.12
Are books and records required?
§123.13
What happens if my loan application is denied?
§123.14
How does the Federal Debt Collection Procedures Act of 1990 apply?
§123.15
What if I change my mind?
§123.16
How are loans administered and serviced?
§123.17
Do other Federal requirements apply?
§123.18
Can I request an increase in the amount of a physical disaster loan?
§123.19
May I request an increase in the amount of an economic injury loan?
§123.20
How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan?
§123.21
What is a mitigation measure?
rule

Subpart B—HOME DISASTER LOANS

§123.100
Am I eligible to apply for a home disaster loan?
§123.101
When am I not eligible for a home disaster loan?
§123.102
What circumstances would justify my relocating?
§123.103
What happens if I am forced to move from my home?
§123.104
What interest rate will I pay on my home disaster loan?
§123.105
How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms?
§123.106
What is eligible refinancing?
§123.107
How much can I borrow for post-disaster mitigation for my home?
§123.108
How do the SBA disaster loan program and the FEMA grant programs interact?
rule

Subpart C—PHYSICAL DISASTER BUSINESS LOANS

§123.200
Am I eligible to apply for a physical disaster business loan?
§123.201
When am I not eligible to apply for a physical disaster business loan?
§123.202
How much can my business borrow with a physical disaster business loan?
§123.203
What interest rate will my business pay on a physical disaster business loan and what are the repayment terms?
§123.204
How much can your business borrow for post-disaster mitigation?
rule

Subpart D—ECONOMIC INJURY DISASTER LOANS

§123.300
Is my business eligible to apply for an economic injury disaster loan?
§123.301
When would my business not be eligible to apply for an economic injury disaster loan?
§123.302
What is the interest rate on an economic injury disaster loan?
§123.303
How can my business spend my economic injury disaster loan?
rule

Subpart E—[RESERVED]

rule

Subpart F—MILITARY RESERVIST ECONOMIC INJURY DISASTER LOANS

§123.500
Definitions.
§123.501
Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§123.502
Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§123.503
When can you apply for a Military Reservist EIDL?
§123.504
How do you apply for a Military Reservist EIDL?
§123.505
What if you are both an essential employee and the owner of the small business and you started active duty before applying for a Military Reservist EIDL?
§123.506
How much can you borrow under the Military Reservist EIDL Program?
§123.507
Under what circumstances will SBA consider waiving the $2 million loan limit?
§123.508
How can you use Military Reservist EIDL funds?
§123.509
What can't you use Military Reservist EIDL funds for?
§123.510
What if you don't use your Military Reservist EIDL funds as authorized?
§123.511
How will SBA disburse Military Reservist EIDL funds?
§123.512
What is the interest rate on a Military Reservist EIDL?
§123.513
Does SBA require collateral on its Military Reservist EIDL?
rule

Subpart G—[RESERVED]

rule

Subpart H—IMMEDIATE DISASTER ASSISTANCE PROGRAM

§123.700
What is the Immediate Disaster Assistance Program?
§123.701
What is the application procedure for an IDAP loan?
§123.702
What are the eligibility requirements for an IDAP loan?
§123.703
What are the terms of an IDAP loan?
§123.704
Are there restrictions on how IDAP loan funds may be used?
§123.705
Are there any fees associated with IDAP loans?
§123.706
What are the requirements for IDAP Lenders?

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