e-CFR banner

Home
gpo.gov
govinfo.gov

e-CFR Navigation Aids

Browse

Simple Search

Advanced Search

 — Boolean

 — Proximity

 

Search History

Search Tips

Corrections

Latest Updates

User Info

FAQs

Agency List

Incorporation By Reference

eCFR logo

Related Resources

 

Electronic Code of Federal Regulations

e-CFR data is current as of December 9, 2019

Title 12Chapter IPart 34


TITLE 12—Banks and Banking

CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY

PART 34—REAL ESTATE LENDING AND APPRAISALS

rule

Subpart A—GENERAL

§34.1
Purpose and scope.
§34.2
Definitions.
§34.3
General rule.
§34.4
Applicability of state law.
§34.5
Due-on-sale clauses.
§34.6
Applicability of state law to Federal savings associations and subsidiaries.
rule

Subpart B—ADJUSTABLE-RATE MORTGAGES

§34.20
Definitions.
§34.21
General rule.
§34.22
Index.
§34.23
Prepayment fees.
§34.24
Nonfederally chartered commercial banks.
§34.25
Transition rule.
rule

Subpart C—APPRAISALS

§34.41
Authority, purpose, and scope.
§34.42
Definitions.
§34.43
Appraisals required; transactions requiring a State certified or licensed appraiser.
§34.44
Minimum appraisal standards.
§34.45
Appraiser independence.
§34.46
Professional association membership; competency.
§34.47
Enforcement.
rule

Subpart D—REAL ESTATE LENDING STANDARDS

§34.61
Purpose and scope.
§34.62
Real estate lending standards.
Appendix
Appendix A to Subpart D of Part 34—Interagency Guidelines for Real Estate Lending
rule

Subpart E—OTHER REAL ESTATE OWNED

§34.81
Definitions.
§34.82
Holding period.
§34.83
Disposition of real estate.
§34.84
[Reserved]
§34.85
Appraisal requirements.
§34.86
Additional expenditures and notification.
§34.87
Accounting treatment.
rule

Subpart F—[RESERVED]

rule

Subpart G—APPRAISALS FOR HIGHER-PRICED MORTGAGE LOANS

§34.201
Authority, purpose and scope.
§34.202
Definitions applicable to higher-priced mortgage loans.
§34.203
Appraisals for higher-priced mortgage loans.
Appendix
Appendix A to Subpart G of Part 34—Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
Appendix
Appendix B to Subpart G of Part 34—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
Appendix
Appendix C to Subpart G of Part 34—OCC Interpretations
rule

Subpart H—APPRAISAL MANAGEMENT COMPANY MINIMUM REQUIREMENTS

§34.210
Authority, purpose, and scope.
§34.211
Definitions.
§34.212
Appraiser panel—annual size calculation.
§34.213
Appraisal management company registration.
§34.214
Ownership limitations for State-registered appraisal management companies.
§34.215
Requirements for Federally regulated appraisal management companies.
§34.216
Information to be presented to the Appraisal Subcommittee by participating States.

Need assistance?