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e-CFR data is current as of March 2, 2021

Title 24Subtitle BChapter IPart 100Subpart C → §100.141


Title 24: Housing and Urban Development
PART 100—DISCRIMINATORY CONDUCT UNDER THE FAIR HOUSING ACT
Subpart C—Discrimination in Residential Real Estate-Related Transactions


§100.141   Definitions.

As used in this subpart:

Lender means a person who engages in a residential real estate-related lending transaction.

Residential real estate-related lending transaction means the making of a loan:

(1) For purchasing, constructing, improving, repairing, or maintaining a dwelling; or

(2) Secured by residential real estate.

Self-test means any program, practice or study a lender voluntarily conducts or authorizes which is designed and used specifically to determine the extent or effectiveness of compliance with the Fair Housing Act. The self-test must create data or factual information that is not available and cannot be derived from loan files, application files, or other residential real estate-related lending transaction records. Self-testing includes, but is not limited to, using fictitious credit applicants (testers) or conducting surveys of applicants or customers, nor is it limited to the pre-application stage of loan processing.

[62 FR 66432, Dec. 18, 1997]

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