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Electronic Code of Federal Regulations

e-CFR data is current as of February 13, 2020

Title 12Chapter XPart 1026Subpart D → §1026.30


Title 12: Banks and Banking
PART 1026—TRUTH IN LENDING (REGULATION Z)
Subpart D—Miscellaneous


§1026.30   Limitation on rates.

A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:

(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or

(b) In the case of open-end credit, the annual percentage rate may increase during the plan.

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