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Electronic Code of Federal Regulations

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e-CFR Data is current as of April 23, 2014

TITLE 24—Housing and Urban Development

Subtitle B—REGULATIONS RELATING TO HOUSING AND URBAN DEVELOPMENT (CONTINUED)

CHAPTER II—OFFICE OF ASSISTANT SECRETARY FOR HOUSING—FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

SUBCHAPTER B—MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES

PART 206—HOME EQUITY CONVERSION MORTGAGE INSURANCE

rule

Subpart A—GENERAL

§206.1
Purpose.
§206.3
Definitions.
§206.7
Effect of amendments.
§206.8
Preemption.
rule

Subpart B—ELIGIBILITY; ENDORSEMENT

§206.9
Eligible mortgagees.
§206.13
[Reserved]
§206.15
Insurance.

Eligible Mortgages

§206.17
General.
§206.19
Payment options.
§206.21
Interest rate.
§206.23
Shared appreciation.
§206.25
Calculation of payments.
§206.26
Change in payment option.
§206.27
Mortgage provisions.
§206.29
Initial disbursement of mortgage proceeds.
§206.31
Allowable charges and fees.
§206.32
No outstanding unpaid obligations.

Eligible Mortgagors

§206.33
Age of mortgagor.
§206.35
Title held by mortgagor.
§206.37
Credit standing.
§206.39
Principal residence.
§206.40
Disclosure and verification of Social Security and Employer Identification Numbers.
§206.41
Counseling.
§206.43
Information to mortgagor.

Eligible Properties

§206.45
Eligible properties.
§206.47
Property standards; repair work.
§206.51
Eligibility of mortgages involving a dwelling unit in a condominium.

Refinancing of existing home equity conversion mortgages

§206.53
Refinancings.
rule

Subpart C—CONTRACT RIGHTS AND OBLIGATIONS

Sale, Assignment and Pledge

§206.101
Sale, assignment and pledge of insured mortgages.
§206.102
General Insurance Fund.

Mortgage Insurance Premiums

§206.103
Payment of MIP.
§206.105
Amount of MIP.
§206.107
Mortgagee election of assignment or shared premium option.
§206.109
Amount of mortgagee share of premium.
§206.111
Due date of MIP.
§206.113
Late charge and interest.
§206.115
[Reserved]
§206.116
Refunds.

HUD Responsibility to Mortgagors

§206.117
General.
§206.119
[Reserved]
§206.121
Secretary authorized to make payments.

Claim Procedure

§206.123
Claim procedures in general.
§206.125
Acquisition and sale of the property.
§206.127
Application for insurance benefits.
§206.129
Payment of claim.

Condominiums

§206.131
Contract rights and obligations for mortgages on individual dwelling units in a condominium.

Termination of Insurance Contract

§206.133
Termination of insurance contract.
rule

Subpart D—SERVICING RESPONSIBILITIES

§206.201
Mortgage servicing generally; sanctions.
§206.203
Providing information.
§206.205
Property charges.
§206.207
Allowable charges and fees after endorsement.
§206.209
Prepayment.
§206.211
Annual determination of principal residence.
rule

Subpart E—HECM COUNSELOR ROSTER

§206.300
General.
§206.302
Establishment of the HECM Counselor Roster.
§206.304
Eligibility for placement on the HECM Counselor Roster.
§206.306
Removal from the HECM Counselor Roster.
§206.308
Continuing education requirements of counselors listed on the HECM Counselor Roster.


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