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Electronic Code of Federal Regulations

e-CFR Data is current as of April 17, 2014

Title 12: Banks and Banking
PART 229—AVAILABILITY OF FUNDS AND COLLECTION OF CHECKS (REGULATION CC)
Subpart D—Substitute Checks


Appendix A to Part 229—Routing Number Guide to Next-Day Availability Checks and Local Checks

A. Each bank is assigned a routing number by an agent of the American Bankers Association. The routing number takes two forms: a fractional form and a nine-digit form. A paying bank generally is identified on the face of a check by its routing number in both the fractional form (which generally appears in the upper right-hand corner of the check) and the nine-digit form (which is printed in magnetic ink along the bottom of the check). Where a check is payable by one bank but payable through another bank, the routing number appearing on the check is that of the payable-through bank, not the payor bank.

B. The first four digits of the nine-digit routing number (and the denominator of the fractional routing number) form the “Federal Reserve routing symbol,” and the first two digits of the routing number identify the Federal Reserve District in which the bank is located. Thus, 01 will be the first two digits of the routing number of a bank in the First Federal Reserve District (Boston), and 12 will be the first two digits of the routing number of a bank in the Twelfth District (San Francisco). Adding 2 to the first digit denotes a thrift institution. Thus, 21 identifies a thrift in the First District, and 32 denotes a thrift in the Twelfth District.

Fourth Federal Reserve District

[Federal Reserve Bank of Cleveland]

Head Office

10110   2111
0111   2112
0112   2113
0113   2114
0114   2115
0115   2116
0116   2117
0117   2118
0118   2119
0119   2210
0210   2211
0211   2212
0212   2213
0213   2214
0214   2215
0215   2216
0216   2219
0219   2220
0220   2223
0223   2260
0260   2280
0280   2310
0310   2311
0311   2312
0312   2313
0313   2319
0319   2360
0360   2410
0410   2412
0412   2420
0420   2421
0421   2422
0422   2423
0423   2430
0430   2432
0432   2433
0433   2434
0434   2440
0440   2441
0441   2442
0442   2510
0510   2514
0514   2515
0515   2519
0519   2520
0520   2521
0521   2522
0522   2530
0530   2531
0531   2532
0532   2539
0539   2540
0540   2550
0550   2560
0560   2570
0570   2610
0610   2611
0611   2612
0612   2613
0613   2620
0620   2621
0621   2622
0622   2630
0630   2631
0631   2632
0632   2640
0640   2641
0641   2642
0642   2650
0650   2651
0651   2652
0652   2653
0653   2654
0654   2655
0655   2660
0660   2670
0670   2710
0710   2711
0711   2712
0712   2719
0719   2720
0720   2724
0724   2730
0730   2739
0739   2740
0740   2749
0749   2750
0750   2759
0759   2810
0810   2812
0812   2813
0813   2815
0815   2819
0819   2820
0820   2829
0829   2830
0830   2839
0839   2840
0840   2841
0841   2842
0842   2843
0843   2863
0863   2865
0865   2910
0910   2911
0911   2912
0912   2913
0913   2914
0914   2915
0915   2918
0918   2919
0919   2920
0920   2921
0921   2929
0929   2960
0960   3010
1010   3011
1011   3012
1012   3019
1019   3020
1020   3021
1021   3022
1022   3023
1023   3030
1030   3031
1031   3039
1039   3040
1040   3041
1041   3049
1049   3070
1070   3110
1110   3111
1111   3113
1113   3119
1119   3120
1120   3122
1122   3123
1123   3130
1130   3131
1131   3140
1140   3149
1149   3163
1163   3210
1210   3211
1211   3212
1212   3213
1213   3220
1220   3221
1221   3222
1222   3223
1223   3224
1224   3230
1230   3231
1231   3232
1232   3233
1233   3240
1240   3241
1241   3242
1242   3243
1243   3250
1250   3251
1251   3252
1252 

1The first two digits identify the bank's Federal Reserve District. For example, 01 identifies the First Federal Reserve District (Boston), and 12 identifies the Twelfth District (San Francisco). Adding 2 to the first digit denotes a thrift institution. For example, 21 identifies a thrift in the First District, and 32 denotes a thrift in the Twelfth District.

Federal Reserve Banks

0110 0001 5   0720 0029 0
0111 0048 1   0730 0033 8
0210 0120 8   0740 0020 1
0212 0400 5   0750 0012 9
0213 0500 1   0810 0004 5
0220 0026 6   0820 0013 8
0310 0004 0   0830 0059 3
0410 0001 4   0840 0003 9
0420 0043 7   0910 0008 0
0430 0030 0   0920 0026 7
0440 0050 3   1010 0004 8
0510 0003 3   1020 0019 9
0519 0002 3   1030 0024 0
0520 0027 8   1040 0012 6
0530 0020 6   1110 0003 8
0539 0008 9   1120 0001 1
0610 0014 6   1130 0004 9
0620 0019 0   1140 0072 1
0630 0019 9   1210 0037 4
0640 0010 1   1220 0016 6
0650 0021 0   1230 0001 3
0660 0010 9   1240 0031 3
0710 0030 1   1250 0001 1
0711 0711 0 

Federal Home Loan Banks

0110 0053 6   0740 0101 9
0212 0639 1   0810 0091 9
0260 0973 9   0910 0091 2
0410 0291 5   1010 0091 2
0420 0091 6   1011 0194 7
0430 0143 5   1110 1083 7
0430 1862 2   1119 1083 0
0610 0876 6   1210 0070 1
0710 0450 1   1240 0287 4
0730 0091 4   1250 0050 3

[53 FR 19433, May 27, 1988]

Editorial Note: For Federal Register citations affecting appendix A to part 229, see the List of CFR Sections Affected, which appears in the Finding Aids section of the printed volume and at www.fdsys.gov.



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