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Title 20: Employees' Benefits
§404.115 Table for determining the quarters of coverage you need to be fully insured.
(a) General. You may use the following table to determine the number of quarters of coverage (QCs) you need to be fully insured under §404.110. Paragraphs (b) and (c) of this section tell you how to use this table.
1Number of QCs required for fully insured status; living worker or worker who dies after reaching retirement age.
2Worker born before Jan. 2, 1930 who dies before reaching retirement age.
3Number of QCs required for fully insured status.
4Worker born Jan. 2, 1930 or later, who dies before reaching retirement age.
(b) Number of QCs you need. The QCs you need for fully insured status are in column II opposite your date of birth in column I. If a worker dies before reaching retirement age as described in §404.110(b)(2), the QCs needed for fully insured status are shown in column IV opposite—
(1) The year of death in column III, if the worker was born before January 2, 1930; or
(2) The age in the year of death in column V, if the worker was born after January 1, 1930.
(c) How a period of disability affects the number of QCs you need. If you had a period of disability established for you, it affects the number of QCs you need to be fully insured (see §404.110(c)). For each year which is wholly or partly in a period of disability, subtract one QC from the number of QCs shown in the appropriate line and column of the table as explained in paragraph (b) of this section.