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Electronic Code of Federal Regulations

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e-CFR Data is current as of August 19, 2014

Title 13Chapter IPart 123


TITLE 13—Business Credit and Assistance

CHAPTER I—SMALL BUSINESS ADMINISTRATION

PART 123—DISASTER LOAN PROGRAM

rule

Subpart A—OVERVIEW

§123.1
What do these rules cover?
§123.2
What are disaster loans and disaster declarations?
§123.3
How are disaster declarations made?
§123.4
What is a disaster area and why is it important?
§123.5
What kinds of loans are available?
§123.6
What does SBA look for when considering a disaster loan applicant?
§123.7
Are there restrictions on how disaster loans can be used?
§123.8
Does SBA charge any fees for obtaining a disaster loan?
§123.9
What happens if I don't use loan proceeds for the intended purpose?
§123.10
What happens if I cannot use my insurance proceeds to make repairs?
§123.11
Does SBA require collateral for any of its disaster loans?
§123.12
Are books and records required?
§123.13
What happens if my loan application is denied?
§123.14
How does the Federal Debt Collection Procedures Act of 1990 apply?
§123.15
What if I change my mind?
§123.16
How are loans administered and serviced?
§123.17
Do other Federal requirements apply?
§123.18
Can I request an increase in the amount of a physical disaster loan?
§123.19
May I request an increase in the amount of an economic injury loan?
§123.20
How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan?
§123.21
What is a mitigation measure?
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Subpart B—HOME DISASTER LOANS

§123.100
Am I eligible to apply for a home disaster loan?
§123.101
When am I not eligible for a home disaster loan?
§123.102
What circumstances would justify my relocating?
§123.103
What happens if I am forced to move from my home?
§123.104
What interest rate will I pay on my home disaster loan?
§123.105
How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms?
§123.106
What is eligible refinancing?
§123.107
How much can I borrow for post-disaster mitigation for my home?
§123.108
How do the SBA disaster loan program and the FEMA grant programs interact?
rule

Subpart C—PHYSICAL DISASTER BUSINESS LOANS

§123.200
Am I eligible to apply for a physical disaster business loan?
§123.201
When am I not eligible to apply for a physical disaster business loan?
§123.202
How much can my business borrow with a physical disaster business loan?
§123.203
What interest rate will my business pay on a physical disaster business loan and what are the repayment terms?
§123.204
How much can your business borrow for post-disaster mitigation?
rule

Subpart D—ECONOMIC INJURY DISASTER LOANS

§123.300
Is my business eligible to apply for an economic injury disaster loan?
§123.301
When would my business not be eligible to apply for an economic injury disaster loan?
§123.302
What is the interest rate on an economic injury disaster loan?
§123.303
How can my business spend my economic injury disaster loan?
rule

Subpart E—PRE-DISASTER MITIGATION LOANS

§123.400
What is the Pre-Disaster Mitigation Loan Program?
§123.401
What types of mitigation measures can your business include in an application for a pre-disaster mitigation loan?
§123.402
Can your business include its relocation as a mitigation measure in an application for a pre-disaster mitigation loan?
§123.403
When is your business eligible to apply for a pre-disaster mitigation loan?
§123.404
When is your business ineligible to apply for a pre-disaster mitigation loan?
§123.405
How much can your business borrow with a pre-disaster mitigation loan?
§123.406
What is the interest rate on a pre-disaster mitigation loan?
§123.407
When does your business apply for a pre-disaster mitigation loan and where does your business get an application?
§123.408
How does your business apply for a pre-disaster mitigation loan?
§123.409
Which pre-disaster mitigation loan requests will SBA consider for funding?
§123.410
Which loan requests will SBA fund?
§123.411
What if SBA determines that your business loan request meets the selection criteria of §123.409 but SBA is unable to fund it because SBA has already allocated all program funds?
§123.412
What happens if SBA declines your business' pre-disaster mitigation loan request?
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Subpart F—MILITARY RESERVIST ECONOMIC INJURY DISASTER LOANS

§123.500
Definitions.
§123.501
Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§123.502
Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan?
§123.503
When can you apply for a Military Reservist EIDL?
§123.504
How do you apply for a Military Reservist EIDL?
§123.505
What if you are both an essential employee and the owner of the small business and you started active duty before applying for a Military Reservist EIDL?
§123.506
How much can you borrow under the Military Reservist EIDL Program?
§123.507
Under what circumstances will SBA consider waiving the $2 million loan limit?
§123.508
How can you use Military Reservist EIDL funds?
§123.509
What can't you use Military Reservist EIDL funds for?
§123.510
What if you don't use your Military Reservist EIDL funds as authorized?
§123.511
How will SBA disburse Military Reservist EIDL funds?
§123.512
What is the interest rate on a Military Reservist EIDL?
§123.513
Does SBA require collateral on its Military Reservist EIDL?
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Subpart G—ECONOMIC INJURY DISASTER LOANS AS A RESULT OF THE SEPTEMBER 11, 2001 TERRORIST ATTACKS

§123.600
Are economic injury disaster loans under this subpart limited to the geographic areas contiguous to the declared disaster areas?
§123.601
Is my business eligible to apply for an economic injury disaster loan under this subpart?
§123.602
When would my business not be eligible to apply for an economic injury disaster loan under this subpart?
§123.603
What is the interest rate on an economic injury disaster loan under this subpart?
§123.604
How can my business spend my economic injury disaster loan under this subpart?
§123.605
How long do I have to apply for a loan under this subpart?
§123.606
May I request an increase in the amount of an economic injury disaster loan under this subpart?
rule

Subpart H—IMMEDIATE DISASTER ASSISTANCE PROGRAM

§123.700
What is the Immediate Disaster Assistance Program?
§123.701
What is the application procedure for an IDAP loan?
§123.702
What are the eligibility requirements for an IDAP loan?
§123.703
What are the terms of an IDAP loan?
§123.704
Are there restrictions on how IDAP loan funds may be used?
§123.705
Are there any fees associated with IDAP loans?
§123.706
What are the requirements for IDAP Lenders?


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