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Electronic Code of Federal Regulations

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e-CFR Data is current as of April 23, 2014

TITLE 12—Banks and Banking

CHAPTER II—FEDERAL RESERVE SYSTEM (CONTINUED)

SUBCHAPTER A—BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (CONTINUED)

PART 225—BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y)

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Regulations

Subpart A—GENERAL PROVISIONS

§225.1
Authority, purpose, and scope.
§225.2
Definitions.
§225.3
Administration.
§225.4
Corporate practices.
§225.5
Registration, reports, and inspections.
§225.6
Penalties for violations.
§225.7
Exceptions to tying restrictions.
§225.8
Capital planning.
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Subpart B—ACQUISITION OF BANK SECURITIES OR ASSETS

§225.11
Transactions requiring Board approval.
§225.12
Transactions not requiring Board approval.
§225.13
Factors considered in acting on bank acquisition proposals.
§225.14
Expedited action for certain bank acquisitions by well-run bank holding companies.
§225.15
Procedures for other bank acquisition proposals.
§225.16
Public notice, comments, hearings, and other provisions governing applications and notices.
§225.17
Notice procedure for one-bank holding company formations.
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Subpart C—NONBANKING ACTIVITIES AND ACQUISITIONS BY BANK HOLDING COMPANIES

§225.21
Prohibited nonbanking activities and acquisitions; exempt bank holding companies.
§225.22
Exempt nonbanking activities and acquisitions.
§225.23
Expedited action for certain nonbanking proposals by well-run bank holding companies.
§225.24
Procedures for other nonbanking proposals.
§225.25
Hearings, alteration of activities, and other matters.
§225.26
Factors considered in acting on nonbanking proposals.
§225.27
Procedures for determining scope of nonbanking activities.
§225.28
List of permissible nonbanking activities.
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Subpart D—CONTROL AND DIVESTITURE PROCEEDINGS

§225.31
Control proceedings.
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Subpart E—CHANGE IN BANK CONTROL

§225.41
Transactions requiring prior notice.
§225.42
Transactions not requiring prior notice.
§225.43
Procedures for filing, processing, publishing, and acting on notices.
§225.44
Reporting of stock loans.
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Subpart F—LIMITATIONS ON NONBANK BANKS

§225.52
Limitation on overdrafts.
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Subpart G—APPRAISAL STANDARDS FOR FEDERALLY RELATED TRANSACTIONS

§225.61
Authority, purpose, and scope.
§225.62
Definitions.
§225.63
Appraisals required; transactions requiring a State certified or licensed appraiser.
§225.64
Minimum appraisal standards.
§225.65
Appraiser independence.
§225.66
Professional association membership; competency.
§225.67
Enforcement.
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Subpart H—NOTICE OF ADDITION OR CHANGE OF DIRECTORS AND SENIOR EXECUTIVE OFFICERS

§225.71
Definitions.
§225.72
Director and officer appointments; prior notice requirement.
§225.73
Procedures for filing, processing, and acting on notices; standards for disapproval; waiver of notice.
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Subpart I—FINANCIAL HOLDING COMPANIES

§225.81
What is a financial holding company?
§225.82
How does a bank holding company elect to become a financial holding company?
§225.83
What are the consequences of failing to continue to meet applicable capital and management requirements?
§225.84
What are the consequences of failing to maintain a satisfactory or better rating under the Community Reinvestment Act at all insured depository institution subsidiaries?
§225.85
Is notice to or approval from the Board required prior to engaging in a financial activity?
§225.86
What activities are permissible for any financial holding company?
§225.87
Is notice to the Board required after engaging in a financial activity?
§225.88
How to request the Board to determine that an activity is financial in nature or incidental to a financial activity?
§225.89
How to request approval to engage in an activity that is complementary to a financial activity?
§225.90
What are the requirements for a foreign bank to be treated as a financial holding company?
§225.91
How may a foreign bank elect to be treated as a financial holding company?
§225.92
How does an election by a foreign bank become effective?
§225.93
What are the consequences of a foreign bank failing to continue to meet applicable capital and management requirements?
§225.94
What are the consequences of an insured branch or depository institution failing to maintain a satisfactory or better rating under the Community Reinvestment Act?

Interpretations

§225.101
Bank holding company's subsidiary banks owning shares of nonbanking companies.
§225.102
Bank holding company indirectly owning nonbanking company through subsidiaries.
§225.103
Bank holding company acquiring stock by dividends, stock splits or exercise of rights.
§225.104
“Services” under section 4(c)(1) of Bank Holding Company Act.
§225.107
Acquisition of stock in small business investment company.
§225.109
“Services” under section 4(c)(1) of Bank Holding Company Act.
§225.111
Limit on investment by bank holding company system in stock of small business investment companies.
§225.112
Indirect control of small business concern through convertible debentures held by small business investment company.
§225.113
Services under section 4(a) of Bank Holding Company Act.
§225.115
Applicability of Bank Service Corporation Act in certain bank holding company situations.
§225.118
Computer services for customers of subsidiary banks.
§225.121
Acquisition of Edge corporation affiliate by State member banks of registered bank holding company.
§225.122
Bank holding company ownership of mortgage companies.
§225.123
Activities closely related to banking.
§225.124
Foreign bank holding companies.
§225.125
Investment adviser activities.
§225.126
Activities not closely related to banking.
§225.127
Investment in corporations or projects designed primarily to promote community welfare.
§225.129
Activities closely related to banking.
§225.130
Issuance and sale of short-term debt obligations by bank holding companies.
§225.131
Activities closely related to banking.
§225.132
Acquisition of assets.
§225.133
Computation of amount invested in foreign corporations under general consent procedures.
§225.134
Escrow arrangements involving bank stock resulting in a violation of the Bank Holding Company Act.
§225.136
Utilization of foreign subsidiaries to sell long-term debt obligations in foreign markets and to transfer the proceeds to their United States parent(s) for domestic purposes.
§225.137
Acquisitions of shares pursuant to section 4(c)(6) of the Bank Holding Company Act.
§225.138
Statement of policy concerning divestitures by bank holding companies.
§225.139
Presumption of continued control under section 2(g)(3) of the Bank Holding Company Act.
§225.140
Disposition of property acquired in satisfaction of debts previously contracted.
§225.141
Operations subsidiaries of a bank holding company.
§225.142
Statement of policy concerning bank holding companies engaging in futures, forward and options contracts on U.S. Government and agency securities and money market instruments.
§225.143
Policy statement on nonvoting equity investments by bank holding companies.
§225.145
Limitations established by the Competitive Equality Banking Act of 1987 on the activities and growth of nonbank banks.
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Subpart J—MERCHANT BANKING INVESTMENTS

§225.170
What type of investments are permitted by this subpart, and under what conditions may they be made?
§225.171
What are the limitations on managing or operating a portfolio company held as a merchant banking investment?
§225.172
What are the holding periods permitted for merchant banking investments?
§225.173
How are investments in private equity funds treated under this subpart?
§225.174
What aggregate thresholds apply to merchant banking investments?
§225.175
What risk management, record keeping and reporting policies are required to make merchant banking investments?
§225.176
How do the statutory cross marketing and sections 23A and B limitations apply to merchant banking investments?
§225.177
Definitions.

Conditions to Orders

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Subpart K—PROPRIETARY TRADING AND RELATIONSHIPS WITH HEDGE FUNDS AND PRIVATE EQUITY FUNDS

§225.180
Definitions.
§225.181
Conformance Period for Banking Entities Engaged in Prohibited Proprietary Trading or Private Fund Activities.
§225.182
Conformance Period for Nonbank Financial Companies Supervised by the Board Engaged in Proprietary Trading or Private Fund Activities.
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Subpart L—CONDITIONS TO ORDERS

§225.200
Conditions to Board's section 20 orders.
Appendix
Appendix A to Part 225—Capital Adequacy Guidelines for Bank Holding Companies: Risk-Based Measure
Appendix
Appendix B to Part 225 [Reserved}
Appendix
Appendix C to Part 225—Small Bank Holding Company Policy Statement
Appendix
Appendix D to Part 225—Capital Adequacy Guidelines for Bank Holding Companies: Tier 1 Leverage Measure
Appendix
Appendix E to Part 225—Capital Adequacy Guidelines for Bank Holding Companies: Market Risk
Appendix
Appendix F to Part 225—Interagency Guidelines Establishing Information Security Standards
Appendix
Appendix G to Part 225 [Reserved]


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