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Electronic Code of Federal Regulations

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e-CFR Data is current as of December 17, 2014

Title 12Chapter XPart 1026


TITLE 12—Banks and Banking

CHAPTER X—BUREAU OF CONSUMER FINANCIAL PROTECTION

PART 1026—TRUTH IN LENDING (REGULATION Z)

rule

Subpart A—GENERAL

§1026.1
Authority, purpose, coverage, organization, enforcement, and liability.
§1026.2
Definitions and rules of construction.
§1026.3
Exempt transactions.
§1026.4
Finance charge.
rule

Subpart B—OPEN-END CREDIT

§1026.5
General disclosure requirements.
§1026.6
Account-opening disclosures.
§1026.7
Periodic statement.
§1026.8
Identifying transactions on periodic statements.
§1026.9
Subsequent disclosure requirements.
§1026.10
Payments.
§1026.11
Treatment of credit balances; account termination.
§1026.12
Special credit card provisions.
§1026.13
Billing error resolution.
§1026.14
Determination of annual percentage rate.
§1026.15
Right of rescission.
§1026.16
Advertising.
rule

Subpart C—CLOSED-END CREDIT

§1026.17
General disclosure requirements.
§1026.18
Content of disclosures.
§1026.19
Certain mortgage and variable-rate transactions.
§1026.20
Disclosure requirements regarding post-consummation events.
§1026.21
Treatment of credit balances.
§1026.22
Determination of annual percentage rate.
§1026.23
Right of rescission.
§1026.24
Advertising.
rule

Subpart D—MISCELLANEOUS

§1026.25
Record retention.
§1026.26
Use of annual percentage rate in oral disclosures.
§1026.27
Language of disclosures.
§1026.28
Effect on state laws.
§1026.29
State exemptions.
§1026.30
Limitation on rates.
rule

Subpart E—SPECIAL RULES FOR CERTAIN HOME MORTGAGE TRANSACTIONS

§1026.31
General rules.
§1026.32
Requirements for high-cost mortgages.
§1026.33
Requirements for reverse mortgages.
§1026.34
Prohibited acts or practices in connection with high-cost mortgages.
§1026.35
Requirements for higher-priced mortgage loans.
§1026.36
Prohibited acts or practices and certain requirements for credit secured by a dwelling.
§1026.37
XXX
§1026.38
XXX
§1026.39
Mortgage transfer disclosures.
§1026.40
Requirements for home equity plans.
§1026.41
Periodic statements for residential mortgage loans.
§1026.42
Valuation independence.
§1026.43
Minimum standards for transactions secured by a dwelling.
§§1026.44-1026.45
[Reserved]
rule

Subpart F—SPECIAL RULES FOR PRIVATE EDUCATION LOANS

§1026.46
Special disclosure requirements for private education loans.
§1026.47
Content of disclosures.
§1026.48
Limitations on private education loans.
rule

Subpart G—SPECIAL RULES APPLICABLE TO CREDIT CARD ACCOUNTS AND OPEN-END CREDIT OFFERED TO COLLEGE STUDENTS

§1026.51
Ability to Pay.
§1026.52
Limitations on fees.
§1026.53
Allocation of payments.
§1026.54
Limitations on the imposition of finance charges.
§1026.55
Limitations on increasing annual percentage rates, fees, and charges.
§1026.56
Requirements for over-the-limit transactions.
§1026.57
Reporting and marketing rules for college student open-end credit.
§1026.58
Internet posting of credit card agreements.
§1026.59
Reevaluation of rate increases.
§1026.60
Credit and charge card applications and solicitations.
Appendix
Appendix A to Part 1026—Effect on State Laws
Appendix
Appendix B to Part 1026—State Exemptions
Appendix
Appendix C to Part 1026—Issuance of Official Interpretations
Appendix
Appendix D to Part 1026—Multiple Advance Construction Loans
Appendix
Appendix E to Part 1026—Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
Appendix
Appendix F to Part 1026—Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling
Appendix
Appendix G to Part 1026—Open-End Model Forms and Clauses
Appendix
Appendix H to Part 1026—Closed-End Model Forms and Clauses
Appendix
Appendix I to Part 1026 [Reserved]
Appendix
Appendix J to Part 1026—Annual Percentage Rate Computations for Closed-End Credit Transactions
Appendix
Appendix K to Part 1026—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Appendix
Appendix L to Part 1026—Assumed Loan Periods for Computations of Total Annual Loan Cost Rates
Appendix
Appendix M1 to Part 1026—Repayment Disclosures
Appendix
Appendix M2 to Part 1026—Sample Calculations of Repayment Disclosures
Appendix
Appendix N to Part 1026—Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
Appendix
Appendix O to Part 1026—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
Appendix
Appendix P to Part 1026 [Reserved]
Appendix
Appendix Q to Part 1026—Standards for Determining Monthly Debt and Income
Appendix
Supplement I to Part 1026—Official Interpretations


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