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Electronic Code of Federal Regulations
Title 24: Housing and Urban Development
§220.823 Claim computation; items deducted.
If the lender is to receive payment in cash, there shall be deducted from the total of the added items in §220.822 the following:
(a) Any balance of the loan not advanced to the borrower;
(b) Any cash held by the lender or its agents or to which it is entitled; including deposits made for the account of the borrower and which have not been applied in reduction of the principal obligation under the note and security instrument or instruments.